Coming back to house-hunting, the house price is skyrocketing like crazy. An ugly, dirty, 1400sqf house in Bandar Baru Bangi can reach up to 300K which was only 200K in year 2009. Since there is no more new area launched within 10km radius of Putrajaya, we had no choice but to opt for 2nd hands. But it is not cheap.. Plus, some needs major renovation which costs more money.
*sigh*
House-hunting needs us to do homework, research and calculations; the leasing, the area, the market value (in case we got transferred to other state and need to rent the house), the distance, the time consuming, the build-up, etc, etc, etc.. Whether it's the cheap but ugly 2nd hands without renovation, more expensive 2nd hand but with some furnishing and renovation, or Bukit Mahkota's or Seri Putra's which are a bit far but nice beautiful houses..
*head-ache*
How I wish I can skip all these things and buying a house is as easy as choosing a blouse.
A year occupying the quarters have costs us almost 5K. Quite a big sum for something we paid which is not going to be ours. We have to find our own house quickly but...carefully.
We can combine our govt loans and buy a 400K house for instance BUT... our monthly income can't afford to pay that much monthly or to cough-up a big chunk on down-payment.. And I can't finish up my savings, I need to have some in case of emergencies.. Plus, we have to think of the extra monthly expenses when we had kids later on.. Ah, so much to think about.. This is why I hate being an adult.. hehe
Anyway, as we were browsing through properties on auction's websites, we came across a house. The reserved price is so much cheaper from the the market price for a house in that area. Asking here and there about the procedures. Luckily we have a friend who is kindly enough to help. However, in order to join in the bidding, we need place a deposit of 10% of the reserved price. So I guess, it's time to use up part of my savings and the EPF money..
Then, we need to do some research on the house itself before the bidding day and we haven't even had a look on the house yet. We are familiar with the area but we don't know the condition of the house. What ever it is, this is our first experience about auction and bidding. I'm kinda excited. Even if we decided not to go for the bidding or lost on the bidding, this is a new knowledge to learn.
check the land status dear. land premium, quit rent berapa tak bayar or any caveat...selalu rumah lelong banyak tak settle. mahu ribu-ribu kena kalau dah bertahun-tahun tinggal.
ReplyDeletesampai sekarang quit rent owner lama punya yang RM400++ tu, si MPS dok kacau rumah aku. demiit. Penat nak melayan. Lawyer Deed of Assignment aku tak buat keje!
we're trying to find a house as well, found one lelong house at wangsa maju. at first planned to find somewhere near putrajaya - kajang, bangi, puchong etc, but now that i'm expecting, we decided to find somewhere near my parents, sebab tak sanggup nak pikir panjang bab sapa nak jaga anak, maid lagi etc. hehe lagipun anak first bakal cucu first, i'm banking on my parents to take pity on us and take care of the baby later. haha.
ReplyDeleteit'll be our first auction too. good luck to both of us! =)
p/s= kalau kena tukar tempat lain, harap2 sewa dapat tinggi utk cover bayar bulan2. huhu
nanti aku datang jumpa kau - kena kasi aku tutorial on this :) hihi.
ReplyDeleteaku ade pengalaman beb...mase nk tlg bid utk pak mentua ku...agen tu ckp ade beze kalo bank lelong or mahkamah lelong..so kene ati2la..then 10% harge umah kene buat bank draf...land search if ko buat sdri savela tp kene turun naik pjbat tanah, if agen buat kene byr rm60 kot...pehtu mase bid...kene mcm rasuah if nk save..
ReplyDeletecthlaa, ko byr rm6k pd lawan ko so die tarik diri....haaaa..ulat2 agen ko kene jagee2...best mmg best2..tp.......ati2 k beb!
Min: Rumah tu another bank caveat.. Pastu macam banyak masalah.. Hmmm..
ReplyDeleteAra: Good luck dear.. Berhati2 dengan ulat2 yang nak merasuah kau untuk back-off from the bidding..
Aku suka area Wangsa Maju, Wangsa Melawati..
True, cucu first selalunye terlebih manja nanti.. hehehehehe
Mala: No problem, tapi Ara macam lebih tahu banyak.. :)
Tini: Thanx dear.
Ehehehe, pk2 balik, ni boleh jadi macam pendapatan sampingan. Tiap kali ade auction, hoping that ade orang bayar aku soh back-off from the bidding.. hahahaha.. *Yaya Otak giler*